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		<description><![CDATA[



Issues Available
2010 July
2010 June
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2009 December
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Gulf Winds
EXTRA! EXTRA! EXTRA!READ ALL ABOUT IT!!!
Bay County Association of Realtors® is proud to announce the Gulf Winds Magazine** is now available online to our Affiliate Members.Beginning with the May 2008 edition, the electronic Gulf [...]]]></description>
		<link>http://bay.flrealtor.net/?p=2445</link>
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	<item>
		<title>Florida REALTORS® benefits</title>
		<description><![CDATA[Click on the flyer to view full size as a pdf.
]]></description>
		<link>http://bay.flrealtor.net/?p=2123</link>
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	<item>
		<title>HouseLogic: NAR&#8217;s Consumer Web Site</title>
		<description><![CDATA[What Is HouseLogic?
HouseLogic, NAR’s new consumer Web site, offers everything home owners need to increase, maintain and protect the value of their home. The site provides free information and tools to help home owners with home improvements, maintenance projects, taxes, finances, insurance, and even community involvement. HouseLogic helps consumers make confident decisions about what is [...]]]></description>
		<link>http://bay.flrealtor.net/?p=2115</link>
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	<item>
		<title>A new change coming to Forms Online Gold</title>
		<description><![CDATA[Steve Mapes from Instanet wanted us to let you know that there is a new change coming to Forms Online Gold. He is part of his email.
On January 5th, 2010 we will be upgrading Forms Online Gold within TransactionDesk giving your members several great new features &#8211; including DocBox2Go for access from their mobile phones [...]]]></description>
		<link>http://bay.flrealtor.net/?p=2092</link>
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		<title>Approach your referral source</title>
		<description><![CDATA[DALLAS – Dec. 18, 2009 –Real estate agents will find more success prospecting for referrals with personal calls and requests than impersonal mailers and other marketing materials.
Clients will make referrals if they feel a personal connection to the agent and believe in the agent’s vision for his/her business, and they want to be seen as [...]]]></description>
		<link>http://bay.flrealtor.net/?p=2090</link>
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		<title>12 tech predictions for 2010</title>
		<description><![CDATA[NEW YORK – Dec. 18, 2009 – Joseph Ferrara of TheClozing.com, a real estate news aggregator site, predicts increased reliance on technology in the property industry in the coming year.
He expects more brokerages to go mobile or virtual to lower costs in a weak market; and he believes agents will take advantage of mobile video [...]]]></description>
		<link>http://bay.flrealtor.net/?p=2085</link>
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		<title>Homebuyers are downsizing</title>
		<description><![CDATA[WASHINGTON – Dec. 17, 2009 – Out of the depths of housing’s worst downturn, smaller new homes are turning into a bright spot for some home builders. 
The trend toward more compact new homes is being driven partly by the fact that more customers are first-time buyers who have less to spend. 
Home builders are [...]]]></description>
		<link>http://bay.flrealtor.net/?p=2083</link>
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		<title>Are fixed-rate mortgages the best loan?</title>
		<description><![CDATA[WASHINGTON – Dec. 17, 2009 – The think-tank Center for American Progress is questioning the premise that a 30-year, fixed-rate mortgage is the best option for homebuyers.
The reason mortgage-backed securities looked so attractive to banks is that they solved the problem of a mismatch between low rates on mortgages and higher rates for deposits. Banks [...]]]></description>
		<link>http://bay.flrealtor.net/?p=2081</link>
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	<item>
		<title>2009 Awards Luncheon results</title>
		<description><![CDATA[Broker of the Year: Cynthia McQuaig
Realtor of the Year: Michelle Ginn
Citizen of the Year: Judith DeVita
Affiliates of the Year: Hunter Palmer and Irene Wynn
Realtor Ambassador of the Year: Alisa Stone Herring
Roy Crecelius Award for Distinguished Service: Tom Neubauer
Presidents Awards: Janet Roan and Mary Sowell
Honor Society Awards:
Jan Cox
Judith Devita
Denise Fitchben
Rex Free
Alan Graham
Alisa Stone Herring
Anthony Jensen
Christi Jensen
Doreen [...]]]></description>
		<link>http://bay.flrealtor.net/?p=2075</link>
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		<title>Craigslist real estate scam resurfaces</title>
		<description><![CDATA[HAMPTOM, VA - Dec. 7, 2009 - Felicia Bradley found a great deal on a town house for rent on Craigslist.
But the more the Hampton resident looked into it, the more suspicious she became.
&#8220;It was just a total scam,&#8221; said Bradley, who works at the Daily Press.
A hoax that first came to light in Hampton Roads in [...]]]></description>
		<link>http://bay.flrealtor.net/?p=2072</link>
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		<title>Cities with the most overpriced properties</title>
		<description><![CDATA[From FAR EarlyBird
ORLANDO, Fla. – Dec. 7, 2009 – Despite having no luck selling their properties, homeowners in some parts of the country have clung tenaciously to their notions of the value of their homes.
Forbes magazine ranked markets it considered the most overpriced based on the ratio of the median initial list prices compared to [...]]]></description>
		<link>http://bay.flrealtor.net/?p=2069</link>
			</item>
	<item>
		<title>FAR Start Smart &#8211; 12/2009</title>
		<description><![CDATA[ 








The e-Newsletter for New Realtors® in Florida


visit www.floridarealtors.org















Sell Yourself
Turbocharge your Internet marketing
If you&#8217;re going to make your first website, why not make it right? Mitch Ribak, a broker with Tropical Realty of Suntree in Melbourne, previously worked in Internet marketing, so he handles his own online marketing, which includes search engine optimization (SEO), lead capture [...]]]></description>
		<link>http://bay.flrealtor.net/?p=2054</link>
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		<title>Legal tip: Beware of antitrust violations</title>
		<description><![CDATA[ORLANDO, Fla. &#8211; Nov. 30, 2009 &#8211; As the number of foreclosures increase, so has the frustration level for many real estate licensees. Some have decided to avoid these listings altogether as the process is too frustrating and contains too much uncertainty for buyers.
&#8220;That’s their prerogative,&#8221; says Margy Grant, director of leadership services at Florida [...]]]></description>
		<link>http://bay.flrealtor.net/?p=2052</link>
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		<title>Florida Realtors offers a total of $28,000 in scholarship awards</title>
		<description><![CDATA[ORLANDO, Fla. - Dec. 2, 2009 - Spread the word to clients, friends and neighbors: Florida Realtors® is offering Florida high school seniors a chance to win up to $6,000 in scholarship funding through its 2009-10 Scholarship/Essay Contest.
Entering the contest is easy. Students write a typed, double-spaced essay - 500 words or less - on the topic, &#8220;How Does [...]]]></description>
		<link>http://bay.flrealtor.net/?p=2049</link>
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		<title>Positive press about Florida Panhandle</title>
		<description><![CDATA[This following article was published on December 1st. from Frommer&#8217;s top destinations for 2010.
Florida Panhandle Beaches, United States
Like the Rodney Dangerfield of the American Southeast, Florida&#8217;s panhandle never gets the respect it deserves. Dubbed the &#8220;Redneck Riviera&#8221; by dismissive northerners, northwest Florida, in fact, contains some of the most diverse recreation choices along Florida&#8217;s drastically [...]]]></description>
		<link>http://bay.flrealtor.net/?p=2045</link>
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		<title>HUD Electronic Lockbox Update</title>
		<description><![CDATA[Supra send this valuable information to the association, we are passing it on to you!
Dear Valued Customer, 
HUD is in the process of requiring electronic lockboxes on their properties.  Below is the language from  the HUD requirements  for FSM applicants.  Field Service Manager (FSM&#8217;s) prepare the property before handing it off [...]]]></description>
		<link>http://bay.flrealtor.net/?p=2040</link>
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		<title>FAR Leadership Academy</title>
		<description><![CDATA[Attention BCAR members: Alisa Stone Herring is an alumni of the FAR Leadership Academy. All alumni got a request to help find candidates for the next class. Here is a portion of that email. . .
On January 21st at the Florida Realtors Mid-Winter Business Meetings, a selection panel will interview prospective candidates for the third [...]]]></description>
		<link>http://bay.flrealtor.net/?p=2038</link>
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		<title>December 3rd &#8211; Small Office Idea Exchange meeting</title>
		<description><![CDATA[President Vicki Swenk is hosting an Small Office Idea Exchange meeting on December 3rd at 10am. Previous meetings have had good information brought and shared by all. We would love to hear what you have to say also! Come hear the ideas and strategies of other brokers and agents working in a small office. You [...]]]></description>
		<link>http://bay.flrealtor.net/?p=2000</link>
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		<title>MLS User Survey: Have you used MLS Advantage?</title>
		<description><![CDATA[MLS Advantage is an opt-in FAR membership benefit. BCAR joined MLS Advantage around 2 years ago, I think. What we are wondering is, &#8220;have you been a part of any sale that involved that listing database?&#8221; It could be a listing of yours that someone from outside of District 9 found on MLS Advantage, a [...]]]></description>
		<link>http://bay.flrealtor.net/?p=2026</link>
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		<title>New reporting requirement for criminal convictions</title>
		<description><![CDATA[TALLAHASSEE, Fla. – Nov. 18, 2009 – Reminder: Effective Oct. 1, 2009, real estate licensees and appraisers convicted or found guilty of, or having plead nolo contendere or guilty to a crime, must report the conviction within 30 days to the Department of Business and Professional Regulation (DBPR). The reporting requirements are part of HB [...]]]></description>
		<link>http://bay.flrealtor.net/?p=2021</link>
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